Toalombo-Villa, José Segundo, and Alisva Cárdenas-Pérez. “Collection Management of past Due Portfolio and Its Incidence on the Financial Results of the Savings and Credit Cooperative Ambato Ltda. Tena Agency”. Revista Publicando 10, no. 39 (July 22, 2023): 17–29. Accessed October 25, 2026. https://www.revistapublicando.org/revista/index.php/crv/article/view/2390.